Fintech credit card fees, from the fine print

Every figure on these pages comes from the card issuer's own documents, mostly the Most Important Terms and Conditions (MITC), and each one links to the exact words it was taken from. Where a document does not state something, we say so instead of filling the gap.

OneCard is listed once per issuing bank, because each bank publishes its own terms and the fees differ. Your OneCard's bank is printed on the card and shown in the app. How we check.

At a glance

“See card” means the rule has slabs or conditions that do not fit in one number. Rent and wallet fees usually apply only above a threshold; the card pages give the conditions. All fees attract 18% GST.

By card family

• OneCard: A metal card run through the OneCard app, issued by several banks. Fees and rules differ by bank.
• Scapia: A travel card issued by Federal Bank through the Scapia app.
• Jupiter Edge: Edge and Edge+ cards issued by CSB Bank through the Jupiter app, with rewards paid as Jewels.
• super.money superCard: A card backed by a fixed deposit, issued by Utkarsh Small Finance Bank through the super.money app.

Compare on one question

• Forex markup on every card, lowest first
• Rent and wallet transfer fees, card by card
• Which cards still reward bills and utilities?

What changed recently

We record every dated change in these documents. Of the 20 we have so far, 18 made the card worse for cardholders. The full list is on the card changes tracker.

Every card

• OneCard (Federal Bank): issued by Federal Bank. Some terms not yet independently checked.
• OneCard (SBM Bank): issued by SBM Bank India. Some terms not yet independently checked.
• OneCard (BOBCARD): issued by BOBCARD Limited. Some terms not yet independently checked.
• OneCard (Indian Bank): issued by Indian Bank. Some terms not yet independently checked.
• OneCard (CSB Bank): issued by CSB Bank. Some terms not yet independently checked.
• OneCard (IDFC FIRST Bank): issued by IDFC FIRST Bank.
• Scapia Federal Credit Card: issued by Federal Bank.
• Edge CSB Bank Credit Card (Jupiter): issued by CSB Bank.
• superCard (super.money): issued by Utkarsh Small Finance Bank, secured against a fixed deposit.
• Edge+ CSB Bank RuPay Credit Card (Jupiter): issued by CSB Bank.

For what these fees mean in practice on a OneCard, see the OneCard fees guide and the wallet transfer fee explainer.

Card Fine Print is an independent, unofficial site, not affiliated with any card issuer, bank or app. Fees change; the issuer's current documents always win over this page. This is not financial advice.