Edge CSB Bank Credit Card (Jupiter): fees and charges
Issued by CSB Bank through Jupiter. Every line below is taken from the issuer's own documents; open “Exact wording in the source” under any fee to see the words it comes from.
Edge+ shares this MITC; it has its own entry (jupiter-edge-plus-csb) because its joining fee and rewards differ. An Edge+ Mastercard also exists, with its own fees not covered by this MITC.
3.5% on every international transaction, also on rupee payments to merchants or payment gateways based outside India; 1% on dynamic currency conversion
Exact wording in the source
“3.5% on every international transaction”
“1.0% on every DCC”
“merchant or payment gateway that is based out of India.”
2% of fresh principal, plus EMIs due, 100% of interest, fees and taxes, and unpaid past minimum dues; minimum ₹500, or the full amount if it is under ₹500
Exact wording in the source
“+ 2 % of Fresh Principal Outstanding”
“+ 100% of Interest”
“If the minimum amount due is less than ₹500, the Cardholder will be charged ₹500 as the”
1% waiver, maximum ₹100, on fuel spends of ₹400 to ₹3,000. The surcharge being waived is ₹10 up to ₹400 and 1% above. A 1% fuel fee applies above ₹10,000 per transaction or ₹50,000 a month
Exact wording in the source
“Rs.10 for transactions”
“up to Rs. 400, 1% of”
“Users to be eligible for 1% (Maximum Rs.100/-) Fuel Surcharge Waiver upon spend of”
“minimum Rs.400/- and maximum spend of Rs.3,000/-”
“1% of transaction value above Rs 10,000 or monthly spends when higher than Rs 50,000”
"Flat 2.0% Jewels" on all Edge spends. The page also offers "Assured 10% Jewels" on UPI payments made through the Jupiter app, and separately "10% cash back" on one category you choose (Travel, Food or Shopping), changeable every 3 billing cycles; it does not say how the two 10% offers relate, and says Jewel rates are notified in the app and can change. A ₹250 voucher comes after the first UPI card payment of ₹2,000 or more. A Jewel is worth ₹0.20 when spent on Jupiter Flights, the Jupiter Store, brand vouchers or digital gold, and ₹0.14 as statement credit, bill payment or cash
Exact wording in the source
“Flat 2.0% Jewels on Edge CSB Bank Credit Spends”
“Assured 10% Jewels on UPI-Credit Card Spends”
“UPI payments done through Jupiter UPI App using UPI Edge CSB Bank Credit Card alone would be eligible for Jewels”
“The specific Jewel rates will be notified by the bank/partner through the Jupiter App from time to time.”
“Welcome Voucher of Rs. 250/- on 1st Successful Transaction with Partner Brands”
“after the first successful UPI Credit card transaction of Rs. 2000 or more”
“10% cash back on any 1 category selected by the user”
“Travel Food Shopping”
“Users have the ability to change their category every 3 billing cycles”
No Jewels on fuel, government payments, rent, utility bills, insurance premiums, tax payments, wallet, gift or prepaid card loads and vouchers, cash advances, card bill payments, card fees or any EMI. The page's merchant-code list also excludes telecom, internet services, cable and DTH, tolls and app-store purchases, among others. If the minimum due is unpaid, that cycle's Jewels are locked and earning pauses until it is paid. Jewels are cancelled if the card is not used for more than 365 days, and lapse if dues go unpaid for 90 days
Exact wording in the source
“Fuel spends Govt related transactions Rent payment transactions Utility bill payments (electricity, gas, etc.)”
“Wallet loads / gift or prepaid card loads / voucher purchase Cash advances Payment of Outstanding Balances Payment of card fees and other charges All types of EMI transactions”
“6381 INSURANCE PREMIUMS 9311 TAX PAYMENTS”
“4814 TELECOMMUNCATIONS SERV”
“4816 COMPUTER NETWORK/INFO SVCS”
“4899 CABLE AND OTHER PAY TELEVISION SERVICES”
“4784 TOLLS, ROAD AND BRIDGE FEES”
“5817 DIGITAL GOODS: APPLICATIONS”
“If the minimum amount due is not paid, any Jewels earned in the cycle will be locked for redemption”
“earning of Jewels will be paused till the time the minimum amount due is paid in full”
“is not used for more than 365 days, the accrued Jewels will be nullified”
“If the user does not pay their outstanding dues for 90 days, all Jewels accrued will lapse”
Card Fine Print is an independent, unofficial site, not affiliated with Jupiter, CSB Bank or any other card issuer. Fees change; the issuer's current documents always win over this page. This is not financial advice.