The markup is the percentage a card adds when you pay in a foreign currency, or in rupees to a merchant based abroad. GST is charged on top of it.
From Scapia Federal Credit Card Most Important Terms & Conditions (Version 11, 30.04.2026), Fees and Charges, 22.
From Federal Bank One Co-Branded Credit Card MITC (w.e.f 30th April, 2026), Transaction-based service charges.
From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.
From superCard Most Important Terms & Conditions (Version: 21-May-2026), (A) Fees & Charges.
Every line is quoted from the card issuer's or the card app's own documents or website; open "Exact wording in the source" to see which. All fees attract 18% GST. How we check
Card Fine Print is independent and not affiliated with any card issuer or bank. Fees change; each issuer's current documents always win over this page. This is not financial advice.
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