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Changes

Card changes tracker

Every dated change we have found in the terms of the cards we cover, newest first. 20 so far, 18 of them worse for cardholders. Each one is quoted from the issuer's document; open a row for the exact words.


11 Oct 2026
worse
OneCard (BOBCARD): Late fee, top slab. ₹1,250 → ₹1,300.
Exact wording in the source
  • “₹ 25001 and above ₹1250”
  • “With effect from 11/10/2026”
  • “₹ 25001 and above ₹1300”

From BOBCARD One Co-Branded Credit Card MITC (w.e.f 11/09/2026).

11 Oct 2026
worse
OneCard (BOBCARD): Late fee, ₹10,001–25,000. ₹1,000 → ₹1,100 (to ₹15,000) or ₹1,200.
Exact wording in the source
  • “₹5001 - 25000 ₹1000”
  • “With effect from 11/10/2026”
  • “₹10001-15000 ₹1100”
  • “₹15001-25000 ₹1200”

From BOBCARD One Co-Branded Credit Card MITC (w.e.f 11/09/2026).

11 Oct 2026
worse
OneCard (BOBCARD): Late fee, ₹1,001–5,000 slab. ₹500 → ₹700.
Exact wording in the source
  • “₹1001-5000 ₹500”
  • “With effect from 11/10/2026”
  • “₹1001-5000 ₹700”

From BOBCARD One Co-Branded Credit Card MITC (w.e.f 11/09/2026).

10 Oct 2026
worse
Edge+ CSB Bank RuPay Credit Card (Jupiter): Shopping Jewels. 50% at named merchants → 50% only if the cycle's qualified spends exceed ₹15,000, otherwise 5%. The old table ran to 30 September and the new one starts on 10 October; the page does not cover the days between.
Exact wording in the source
  • “Applicable till 30th Sep, 2026”
  • “Applicable 10th October, 2026 onwards”
  • “50% reward points (Jewels), if Statement cycle spends are greater than INR 15,000; else 5% rewards points (Jewels)”

From Terms and Conditions: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (Rewards Programme) (Undated web page).

29 Aug 2026
worse
OneCard (BOBCARD): Points on bills and utilities. Earned, including 5X up to the 25,000-point cap → No points, and no longer counted for 5X.
Exact wording in the source
  • “effective 29th August 2026, reward points will not accrue for bills and utilities”
  • “if eligible for 5X rewards”
  • “not exceeding 25,000 points”

From BOBCARD One Co-Branded Credit Card Terms and Conditions (w.e.f 29.07.2026).

29 Aug 2026
worse
OneCard (BOBCARD): Education fee. None → 1% on third-party apps.
Exact wording in the source
  • “Education Transaction Fee (third-party 1% of the transaction amount”
  • “(applicable w.e.f 29/08/2026)”

From BOBCARD One Co-Branded Credit Card MITC (w.e.f 11/09/2026).

12 Aug 2026
worse
OneCard (CSB Bank): Points on bills and utilities. Earned, including 5X up to the 25,000-point cap → No points, and no longer counted for 5X.
Exact wording in the source
  • “effective 12th August 2026, reward points will not accrue for bills and utilities”
  • “if eligible for 5X rewards”
  • “not exceeding 25,000 points”

From CSB Bank One Co-Branded Credit Card Terms and Conditions (w.e.f 11th July, 2026).

30 Jul 2026
worse
OneCard (SBM Bank): Points on bills and utilities. Earned, including 5X up to the 25,000-point cap → No points, and no longer counted for 5X.
Exact wording in the source
  • “Effective 30-07-2026 reward points will not accrue for bills and utilities”
  • “if eligible for 5X rewards”
  • “not exceeding 25,000 points”

From SBM Bank One Co-Branded Credit Card Terms and Conditions (w.e.f 29-06-2026).

15 Jul 2026
worse
OneCard (Federal Bank): Points on bills and utilities. Earned, including 5X up to the 25,000-point cap → No points, and no longer counted for 5X.
Exact wording in the source
  • “Effective 15th July’ 2026, reward points will not accrue for transactions/ payments for bills and utilities”
  • “if eligible for 5X rewards”
  • “not exceeding 25,000 points”

From Federal Bank One Co-Branded Credit Card Terms and Conditions (w.e.f 15th June, 2026).

30 Jun 2026
worse
superCard (super.money): Preferred Merchants cashback (5% Myntra, 2% Flipkart). Running → Ended unless extended in the app.
Exact wording in the source
  • “valid till 30th June 2026”
  • “5% cashback on non-upi spends on Myntra”
  • “2% cashback on non-upi spends on Flipkart”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

21 Jun 2026
worse
superCard (super.money): Interest on unpaid dues. 3% a month (36% a year) → 3.5% a month (42% a year).
Exact wording in the source
  • “3% per month, i.e. 36% on annualised basis”
  • “Effective 21-Jun-2026, the revised rate of 3.5% per month ,i.e.”
  • “42%annualized”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

21 Jun 2026
worse
superCard (super.money): Account maintenance charge. None → ₹100 + tax if closed within 12 months.
Exact wording in the source
  • “Effective 21-Jun-2026, an Account Maintenance Charge of”
  • “Rs 100 plus taxes will be applied for year 1”
  • “a period of 12 months from the date of issuance of the card”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

30 May 2026
worse
OneCard (Federal Bank): Wallet load fee. 1% → 2%.
Exact wording in the source
  • “Till 29th May, 2026 1% of the”
  • “From 30th May, 2026, 2% of the”

From Federal Bank One Co-Branded Credit Card MITC (w.e.f 30th April, 2026).

21 May 2026
better
superCard (super.money): Cash advance interest. 3% a month → 2.5% a month.
Exact wording in the source
  • “3% per month, i.e. 36% on annualised basis”
  • “Effective 21 May 2026 2.5% per month”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

31 Dec 2025
worse
superCard (super.money): Cleartrip cashback. 3% on non-UPI Cleartrip spends → Discontinued after this date.
Exact wording in the source
  • “3% cashback on non-UPI spends on Cleartip”
  • “is discontinued post 31st December 2025”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

1 Dec 2025
worse
OneCard (CSB Bank): Rent fee. 1% → 2%.
Exact wording in the source
  • “Rent Transaction fee 1% of the transaction amount”
  • “(applicable till 30.11.2025)”
  • “2% of the transaction amount”
  • “(applicable w.e.f 01.12.2025)”

From CSB Bank One Co-Branded Credit Card MITC (w.e.f 15th Dec’25).

1 Dec 2025
worse
OneCard (CSB Bank): Wallet load fee. 1% → 2%.
Exact wording in the source
  • “1% of the transaction amount”
  • “(applicable till 30.11.2025)”
  • “2% of the transaction amount”
  • “(applicable w.e.f 01.12.2025)”

From CSB Bank One Co-Branded Credit Card MITC (w.e.f 15th Dec’25).

11 Aug 2025
better
superCard (super.money): Non-UPI cashback. 0.5%, capped at ₹200 a statement → 1%, capped at ₹10,000 a month.
Exact wording in the source
  • “Applicable from 11th August 2025”
  • “Cardholders shall be eligible for 0.5% cashback on all”
  • “Rs 200 per statement cycle”
  • “Cardholders shall be eligible for 1% cashback on all their”
  • “Rs 10,000 per month”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

11 Aug 2025
worse
superCard (super.money): UPI cashback. Up to 5% → 1%, capped at ₹500 a month.
Exact wording in the source
  • “Applicable from 11th August 2025”
  • “Cardholders shall be eligible for up to 5% cashback on”
  • “Cardholders shall be eligible for 1% cashback on all their”
  • “Cashback on UPI transactions are capped at Rs 500 per”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

11 Aug 2025
worse
superCard (super.money): Physical card fee. ₹249 + taxes below a ₹2,000 deposit → ₹249 + taxes below ₹5,000; ₹99 + taxes from ₹5,000 to ₹10,000; nil from ₹10,000.
Exact wording in the source
  • “With effect from 11-Aug-2025”
  • “7th March 2025 to 11th 2,000 Rs 249 plus taxes”
  • “Rs 10,000 or Nil Rs 249 plus Rs 249 plus”
  • “Rs 5,000 and Rs 99 Rs 150 plus Rs 150 plus”

From superCard Most Important Terms & Conditions (Version: 21-May-2026).

We only list a change when the issuer's document states it, with a date. A change announced elsewhere (an SMS, an app banner, a news report) appears here once it reaches the published terms. See all card fees.

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