HomeCard feesEdge+ CSB Bank RuPay Credit Card (Jupiter)
Card feesRead from source 27 Oct 2026

Edge+ CSB Bank RuPay Credit Card (Jupiter): fees and charges

Issued by CSB Bank through Jupiter. Every line below is taken from the issuer's own documents; open “Exact wording in the source” under any fee to see the words it comes from.

Shares the Edge MITC. The Edge+ Mastercard is a different card with its own fees and is not covered here. The MITC charges Edge+ a ₹999 joining fee, but Jupiter's terms page says "A joining fee of Rs. 999 shall be applicable on the Edge+ CSB Bank Mastercard Credit Card" and "No Annual Fee shall be applicable on the Edge+ CSB Bank Rupay Credit Card", without a joining fee for the RuPay card.

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Each document behind this page was read by us, then read again independently without seeing our reading, then audited line by line. How we check.

Fees and charges

Joining fee
₹999 one-time, per the MITC (see variants: the terms page disagrees)
Exact wording in the source
  • “Card- NIL and Edge+”
  • “- Rs 999”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Annual fee
Nil
Exact wording in the source
  • “Annual Membership Fee for primary cardholders Fee paid to use the Edge CSB Bank _ Credit Card and Edge+ CSB Bank Credit Card for one year Nil”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Forex markup
3.5% on every international transaction, also on rupee payments to merchants or payment gateways based outside India; 1% on dynamic currency conversion
Exact wording in the source
  • “3.5% on every international transaction”
  • “1.0% on every DCC”
  • “merchant or payment gateway that is based out of India.”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Interest on unpaid dues
3.75% per month (45% a year)
Exact wording in the source
  • “3.75% monthly interest rate and 45% annual interest rate”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Interest-free period
13 to 47 days
Exact wording in the source
  • “The interest free period could range from 13 to 47 days.”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Interest Free Period.

Late payment fee
5% of the outstanding amount due, minimum ₹250, maximum ₹2,000
Exact wording in the source
  • “5% of outstanding amount due subject to a minimum of Rs. 250 and a maximum of Rs 2000”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Minimum amount due
2% of fresh principal, plus EMIs due, 100% of interest, fees and taxes, and unpaid past minimum dues; minimum ₹500, or the full amount if it is under ₹500
Exact wording in the source
  • “+ 2 % of Fresh Principal Outstanding”
  • “+ 100% of Interest”
  • “If the minimum amount due is less than ₹500, the Cardholder will be charged ₹500 as the”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Minimum Amount Due.

Overlimit fee
Nil. Overlimit transactions are not allowed
Exact wording in the source
  • “Nil – transaction exceeds your Your Edge CSB Bank”
  • “doesn't allow overlimit”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Cash withdrawal
Not available: the card cannot withdraw cash from ATMs
Exact wording in the source
  • “Cardholders cannot use the Edge CSB Bank Credit Card and Edge+ CSB Bank CreditCard to”
  • “withdraw cash from ATMs in India and/or overseas.”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Cash Advance.

Rent payments
1% of the transaction, minimum ₹149
Exact wording in the source
  • “1% of the transaction amount and a minimum fee of Rs 149”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Wallet loads and transfers
1% of the transaction
Exact wording in the source
  • “Wallet Transaction Fee Fee charged on wallet top-up transactions 1% of the transaction amount”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Utility payments
1% on utility transactions above ₹20,000, or when monthly spends exceed ₹50,000
Exact wording in the source
  • “1% of the transaction amount on transactions above Rs 20,000 or if monthly spends are above Rs 50,000”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Education payments
1% on education payments through third-party websites or apps
Exact wording in the source
  • “Education Fee Fee charged on Education related transactions made on third party websites or mobile apps. 1% of the transaction amount”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Fuel surcharge waiver
1% waiver, maximum ₹100, on fuel spends of ₹400 to ₹3,000. The surcharge being waived is ₹10 up to ₹400 and 1% above. A 1% fuel fee applies above ₹10,000 per transaction or ₹50,000 a month
Exact wording in the source
  • “Rs.10 for transactions”
  • “up to Rs. 400, 1% of”
  • “Users to be eligible for 1% (Maximum Rs.100/-) Fuel Surcharge Waiver upon spend of”
  • “minimum Rs.400/- and maximum spend of Rs.3,000/-”
  • “1% of transaction value above Rs 10,000 or monthly spends when higher than Rs 50,000”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges, note ***.

Card replacement
₹249
Exact wording in the source
  • “Card Replacement Fee Fee paid in case of replacement of physical Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card ₹249”

From Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card MITC (Updated 29 August 2026), Schedule of Fees and Charges.

Rewards

How you earn
Jewels only on UPI payments made through the Jupiter app. Since 10 October 2026: "50%" Jewels on shopping at named merchants (Amazon, Flipkart, Myntra and others) if the statement cycle's qualified spends exceed ₹15,000, otherwise "5%"; "25%" on Jupiter Flights; "5%" on everything else. A Jewel is worth ₹0.20 or ₹0.14 depending on how it is redeemed
Exact wording in the source
  • “Edge+ CSB Rupay Card offers rewards in the form of Jewels only for transactions on the Jupiter UPI App”
  • “Applicable 10th October, 2026 onwards”
  • “Amazon, Flipkart, Myntra”
  • “50% reward points (Jewels), if Statement cycle spends are greater than INR 15,000; else 5% rewards points (Jewels)”
  • “Travel Jupiter Flights 25% rewards points (Jewels) 5,000 Jewels”
  • “Others N/A 5% reward points (Jewels) N/A”
  • “1 Jewel = Re. 0.20”
  • “1 Jewel = Re. 0.14”

From Terms and Conditions: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (Rewards Programme) (Undated web page), Rewards Structure for Edge+ CSB Bank Rupay Card.

Caps
Shopping rewards capped at 10,000 per statement cycle for the category, 3,000 per merchant and 1,000 per transaction. The page gives no unit for these caps
Exact wording in the source
  • “Maximum Reward (in a statement cycle)”
  • “Category Capping: 10,000 Merchant Capping: 3,000 Transaction level Capping: 1,000”

From Terms and Conditions: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (Rewards Programme) (Undated web page), Rewards Structure for Edge+ CSB Bank Rupay Card.

Jupiter Flights rewards capped at 5,000 Jewels a statement cycle. This travel benefit moves to the Edge+ Mastercard once you are issued one
Exact wording in the source
  • “Maximum Reward (in a statement cycle)”
  • “Travel Jupiter Flights 25% rewards points (Jewels) 5,000 Jewels”
  • “Travel benefit on Rupay card will cease.”

From Terms and Conditions: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (Rewards Programme) (Undated web page), Rewards Structure for Edge+ CSB Bank Rupay Card.

What earns nothing
Nothing earned when the card is linked to other UPI apps. Qualified spends for the ₹15,000 test exclude rent, gift cards, EMI conversions, disputed or reversed transactions and education paid through third-party apps, among others. Shopping excludes gift cards, utility bills, subscriptions and insurance premiums, which earn at the "Others" rate or not at all
Exact wording in the source
  • “Transactions made by linking the Edge+ CSB Rupay Card to other UPI Apps will not be eligible for rewards.”
  • “if Statement cycle spends are greater than INR 15,000”
  • “will count as "Qualified Spends."”
  • “Rentals 6513 Gift Card Purchase 6540, 7016”
  • “EMI Conversions”
  • “Disputed Transactions”
  • “Education Payments via Third-party Apps 8299 / 8211 / 8249”
  • “excluding transactions such as gift cards(MCC 5947), utility bill payments(MCC 4900), subscriptions, insurance premiums(MCC Code 6300)”
  • “Any other spend category on these merchants will be rewarded on the basis of category 'Others'.”

From Terms and Conditions: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (Rewards Programme) (Undated web page), Rewards Structure for Edge+ CSB Bank Rupay Card.

No Jewels on fuel, government payments, rent, utility bills, insurance premiums, tax payments, wallet, gift or prepaid card loads and vouchers, cash advances, card bill payments, card fees or any EMI. The page's merchant-code list also excludes telecom, internet services, cable and DTH, tolls and app-store purchases, among others. If the minimum due is unpaid, that cycle's Jewels are locked and earning pauses until it is paid. Jewels are cancelled if the card is not used for more than 365 days, and lapse if dues go unpaid for 90 days
Exact wording in the source
  • “Fuel spends Govt related transactions Rent payment transactions Utility bill payments (electricity, gas, etc.)”
  • “Wallet loads / gift or prepaid card loads / voucher purchase Cash advances Payment of Outstanding Balances Payment of card fees and other charges All types of EMI transactions”
  • “6381 INSURANCE PREMIUMS 9311 TAX PAYMENTS”
  • “4814 TELECOMMUNCATIONS SERV”
  • “4816 COMPUTER NETWORK/INFO SVCS”
  • “4899 CABLE AND OTHER PAY TELEVISION SERVICES”
  • “4784 TOLLS, ROAD AND BRIDGE FEES”
  • “5817 DIGITAL GOODS: APPLICATIONS”
  • “If the minimum amount due is not paid, any Jewels earned in the cycle will be locked for redemption”
  • “earning of Jewels will be paused till the time the minimum amount due is paid in full”
  • “is not used for more than 365 days, the accrued Jewels will be nullified”
  • “If the user does not pay their outstanding dues for 90 days, all Jewels accrued will lapse”

From Terms and Conditions: Edge CSB Bank Credit Card and Edge+ CSB Bank Credit Card (Rewards Programme) (Undated web page), Rewards Programme, excluded categories and Jewel validity.

Changes

FromWhatBeforeAfter
10 Oct 2026Shopping Jewels50% at named merchants50% only if the cycle's qualified spends exceed ₹15,000, otherwise 5%. The old table ran to 30 September and the new one starts on 10 October; the page does not cover the days betweenworse

Every change across all cards is on the card changes tracker.

Guides about Jupiter

Sources

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Edge CSB Bank Credit Card (Jupiter)

Card Fine Print is an independent, unofficial site, not affiliated with Jupiter, CSB Bank or any other card issuer. Fees change; the issuer's current documents always win over this page. This is not financial advice.

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