OneCard charges a 1% forex markup at every issuing bank. The app also has an International Pass, which cardholders describe as giving that 1% back in reward points. We can confirm the markup and where the Pass sits in the app. We cannot confirm what the Pass gives: no issuing bank's terms and no OneCard page describes it. Here is what is solid, what is not, and what to check before you travel.
Earlier versions of this page said the Pass makes OneCard's forex markup 0%, credits the points instantly and lasts for a set period. We could not trace any of that to a bank's terms or to OneCard. When we looked for a source, the only description of the Pass online was our own earlier page, repeated by other sites. We have removed those claims.
OneCard rebuilt its app around four tabs: Store, Offers, Spends and Manage. In practice most of what you need surfaces on the dashboard rather than inside those tabs. You will find the International Pass on the dashboard, under Check Pass. Older guides, including earlier versions of this page, said Rewards → Passes. That menu is gone.
Checked in the app in August 2026. If it moves again, tell us.
Every OneCard issuing bank's terms set the same markup: 1% of the transaction amount, also on rupee payments to merchants or payment gateways based outside India. The banks add GST to their fees, so the markup costs a little more than 1% in practice. Here is how it compares with the other cards we cover, on a ₹10,000 foreign spend:
See forex markup on every card, with each issuer's exact wording.
What we know. The Pass is on the app dashboard, under Check Pass, since OneCard rebuilt its app in May 2026.
What no document tells us.Whether the Pass gives back the 1% markup, and in what form. How long it lasts once switched on. Whether it covers the GST on the markup. And if it pays in points, what they are worth: OneCard's own example puts a point at ₹0.10, so "1% in points" is not necessarily 1% in rupees. See how OneCard rewards work.
Open Check Pass and read the Pass's own terms in the app. After your first foreign transaction, compare the markup on your statement with any points credited for it. That tells you more than any guide can.
We cannot confirm that it does. No issuing bank's terms and no OneCard page describes the Pass, so we do not know what it gives back, in what form, or for how long. What is certain is the markup itself: 1% at every issuing bank. Read the Pass's own terms in the app, and check your statement and points after your first foreign transaction.
1% of the transaction amount, also on rupee payments to merchants or payment gateways based outside India, at every issuing bank, plus GST. Among the cards we cover, Scapia charges 0% and Jupiter Edge and super.money superCard charge 3.5%.
On the app dashboard, under Check Pass. OneCard rebuilt its app in May 2026; guides that send you to Rewards → Passes are out of date.
Yes. The issuing banks' terms list enabling online, domestic and international usage as a control in the app. If international usage is off, a foreign transaction is declined, whatever the Pass says.
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